We decided to let the pros replace the seat belts and do the other repairs and file a claim on our insurance. We called our agent, who’s a good friend, and after talking with her, it made more financial sense to actually file the claim, pay our $500 deductable, and get everything fixed. Between the seat belts and door panels, I’m probably looking at $1000 in parts, so this works out better. Supposedly it won’t affect our insurance, but who knows.

My wife called the other day to file the claim, and what was interesting was that this wasn’t the strangest claim filed. Some woman had a rat eat her electrical wiring, and ended up with a fairly large fill getting things rewired.