I made it in 2005. I just got 2008 Developer and it's not there. In 2005 the XSD file says it was created by Liquid XML Studio Community Version. Since Liquid discontinued the Community version, I guess they had to ditch the functionality.
You can use the free version of XMLFox (http://www.xmlfox.com/) to generate one.
Or you can copy-and-paste this code I just generated:
<?xml version="1.0" encoding="utf-8" ?>
<!--Created with Liquid XML Studio - FREE Community Edition 7.0.2.746 (http://www.liquid-technologies.com)-->
<xs:schema attributeFormDefault="unqualified" elementFormDefault="qualified" xmlns:xs="http://www.w3.org/2001/XMLSchema">
<xs:element name="ROOT">
<xs:complexType>
<xs:sequence>
<xs:element minOccurs="0" maxOccurs="unbounded" name="row">
<xs:complexType>
<xs:attribute name="firstName" type="xs:string" use="optional" />
<xs:attribute name="lastName" type="xs:string" use="optional" />
<xs:attribute name="city" type="xs:string" use="optional" />
<xs:attribute name="state" type="xs:string" use="optional" />
<xs:attribute name="phone" type="xs:string" use="optional" />
</xs:complexType>
</xs:element>
</xs:sequence>
</xs:complexType>
</xs:element>
</xs:schema>