Good topic, Steve, and a tough one. I just don't see a clean, easy, solution, although I do appreciate your listing those 2 password managers (I've never heard of either). Each solution I see has problems. I could put all my accounts and passwords onto my phone; but what if my phone gets stolen. I could use one of these 2 password managers; but what if the program or its database gets corrupted, my hard drive fails, etc? My wife said that paper day planners have a section for this very purpose; but what if that gets stolen? I could write everything down in a small notebook; but what if I loose that? I'll be interested to see how this conversation plays out.