David you are lucky. I've had that too. Mostly this is due to the databases having a high read to write ratio. This increases the probability that a fault at any given moment won't have a pending transaction. Some of our customers get all the incoming orders between 6PM and 10PM local time. Order filling takes place between 11PM and 3AM. The rest of the time our database just sits there. I could walk in and power cycle the server at 10AM without much fear.

That is why I said "risk". There is always a data loss risk. Full recovery is just one step in mitigating those risks.