Very good editorial.

The thing that most people forget is guilty by association, the fact that you were aware but not directly or indirectly involved, can has serious reprecussions on your future career. Most financial organisations, have an ethics committee or confidential helpline.

Even if you have a sniff of something you are concerned about, it is your duty to report it. and that comes direct from the employees handbook. if it is found out after the fact that you did nothing. you can lose your job and even be barred from working in the industry.

In my opinion, always report anything you are unhappy about. I have worked enough in the financial industry to know how ruthless people/management can be, when they need to be.