One of my coworkers owns a trailer park. He has pointed out that some of his tenants are perfectly happy if their family life is working and they have enough money to cover the bills. Okay, those aren't his exact words, but that's what they translate to. The basic gist is they've got the basics covered and aren't worried about all that other stuff. The market downturn... what market downturn? It doesn't enter into their world so it's not important.