Yes, that was my thought too (as to my problem), but such is not the case.  However, over today's readings and musings, I've concluded that OPENROWSET[BULK] and placing the data into an actual XML field, then using other T-SQL functions to query it (and insert it elsewhere) is probably worth learning, and not even trying the SSIS [data flow] load again.  

Thanks for the reply, have a fantastic rest of the day/night.