Thanks again! I was on the phone talking to my friend, a very senior SQL programmer who was waiting for his flight.
Was reading the article above and coming to the conclusion.
He told me the evils of scalar - per my question. Wow, what a difference.
I said "Now I understand why the SQL ServerCentral post was pointing me into the right direction.
It totally makes sense now. I will read your articles over the weekend.
This is very exciting. Will do my homework and start on this.
If there are any tools that would help a Newbie, please let me know.
Thank you again for your time and help.