Mystery solved: I was not getting an accurate row count using
select APPNUMBER = COUNT(*) from SCORECARDAPP_TEST _new
When querying the dmv I was able to get the exact count as the flat file.
SELECT SUM (row_count)
FROM sys.dm_db_partition_stats
WHERE object_id=OBJECT_ID('SCORECARDAPP_TEST_new')
AND (index_id=0 or index_id=1);
Thanks Everyone!
Doug