Maybe there's a few DBA's, developers, executives and congressmen that have all the bills for years, medical expenses, the kids college funds and the mortgage paid off, etc, but I'm not in that minority.

But outside of practical personal and household financial matters, the money would go far to help one career wise. I don't get to use many of the newer tools that the blogosphere and Twits fawn over. I could replace my older hardware and software, take a few courses and attend some out of town conferences and maybe take a real vacation to reset my mental state.