Awesome job posting ddl and sample data. I did make a few modifications to make your datatypes numeric(9,2) for RATE_PER_UNIT_OF_SERVICE, PROJECTED_COST_PER_MONTH and total. You had them all as ints so the calculations would have been skewed.
What I don't understand though is the desired output. Can you explain the logic and what the values represent? I think you are going to need a cross tab and maybe a calendar table. You can links in my signature to cross tabs and calendar tables you can find using the site search.
If you can explain the logic for the output I will be happy to help.
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