Seemed like no matter how I exported the text file via SSIS components, it always had an "extra" blank line at the end of the file after the last cr lf. My workaround was to create a blank record in my file format using notepad2 and made sure there was no cr lf at the end of the record. Now I append that text file to the end of my text file created via SSIS and apparently the recipient can now process the file without error.
Not ideal, but it works....