SELECT 
	NON EMPTY { [Measures].[Policy Count] } ON COLUMNS, 
	NON EMPTY { ( [Insurer].[Insurer].[Insurer].ALLMEMBERS * [Product].[Product].[Product].ALLMEMBERS ) }  ON ROWS 
FROM 
	( 
	  SELECT 
		{ [Time].[Year].&[2012] } ON COLUMNS 
	  FROM 
		[MyCube]	
	) 
WHERE 
	[Time].[Year].&[2012];