Unless my off-hours learning and hobby programming turns into a full fledged side business, I don't plan plan to ever spend $,$$$ for a personal on-premises (ie: setup in my home) development lab. First, I've already got my work laptop, which I can (must actually) un-dock and the end of the day and take home with me. Also, thanks to Azure and AWS, we now have the option of spinning up a hosted VM with the full MS development stack preinstalled.