Good, very good article! Yes, I also want to agree to the expiry date on expertise. When a person is not so in touch with a certain subject then it seems to fall a bit by the wayside. Do not however underestimate that speciality because although you might have to do some reading you will catch up soon.

Steve, regarding the contract I agree, get the right person to do it for you. I lived in a house that had a one bedroom flat (cottage) in the back yard. I wanted to rent it out but went about it the wrong way. Someone would come with a very honest face and long sob story and I believed them. Had all my life's trouble to get them out. Learnt the hard way but got me a contract and learnt to check for credit references, work reference etc.