I guess I confused what you were trying to say with changing the table you select the information.

As for the second part, we seem to be on the same page. NOLOCK will give consistency errors in the reports and can be very dangerous when used to modify data. As long as the users understand that the same report might not give accurate data, and you avoid it when exact data is required (clients balance or status), then it's up to you. There are other method to avoid blocking and some reports should be fine with information up to yesterday end of business.

My point was simply not to use it without understanding the consequences.