Create an SSMS shortcut that relies on the Runas and specify your other account in the runas parameters.
Another option is to create a little powershell script and place it on the desktop (or someplace usable). Have the powershell script launch ssms and prompt for account and password.
gosh ... I love your idea! How do I thank you. These are awesome suggestions.
Edit: Found http://www.sevenforums.com/tutorials/164915-run-different-user-shortcut-create-specified-program-user.html
Totally defeats the security "clean system" but works like a CHARM!!! 😉
But hey, same desktop, different username isn't exactly "clean system" anyway.