for the delimiter issue, use something you KNOW will not exist in the data; a tilde ~ for example.
then everything will come in as asingle column of wide data.
For the permissions issue,
to access resources outside
of a SQL database
, (local files and folders, network shares, etc, , SQL uses a DIFFERENT account than the one you are logged in with/would typically expect.
SQL Server uses either the account set up as the proxy account, or if that is left blank(the default) it uses account it starts with to try and access the resource:
or if the above was blank, the account in services:
That account is often an account which has never logged into the domain, and was never assigned permissions to get to the local disk or network share.
As a result, you usually need to create a domain account in Active Directory, specifically grant it share access if it doesn't inherit it from Domain\Users or Domain\AuthenticatedUsers and change the account SQL Server starts with to that account.
Once that is done, and you stop and start the SQL service to make it use that account instead of old running values, your linked server/xp_cmdshell would work.
you can prove this is the issue by simply putting in your credentials, with your domain account and password, and confirm the external object you were trying to access/use works when SQL is run your credentials, so you'd know you need a domain account to access the resource.
--help us help you! If you post a question, make sure you include a CREATE TABLE... statement and INSERT INTO... statement into that table to give the volunteers here representative data. with your description of the problem, we can provide a tested, verifiable solution to your question! asking the question the right way gets you a tested answer the fastest way possible!