Grant Fritchey (1/5/2010)
My wife and I used to pay renters insurance when we lived in the city. People scoffed at us until the day we were broken into. They cleaned us out, but we were able to replace most of it because of the insurance.
Lucky you.
When I was broken into my insurance tried every trick in the book to avoid having to pay out (including claiming that the break in was my fault). After copious 'discussions' they eventually paid out less than half the insured value of the items, claiming 'depreciation of value'
Gail Shaw
Microsoft Certified Master: SQL Server, MVP, M.Sc (Comp Sci)
SQL In The Wild: Discussions on DB performance with occasional diversions into recoverability