Old Hand - unfortunately that attitude is more prevalent than people think. Also the silly belief that "We have a firewall and AV running, we're good." Like neither of those have been by-passed numerous times before.

It all comes down to money unfortunately, the large companies don't care about the small fines they get and the govt. agencies don't care to enforce the regulations because the people they are enforcing them on are their largest contributors to their campaigns.

Another huge reason to this issue and why it won't be corrected is people's complacency. People don't want to spend the extra 10 -15 minutes setting up their machine with extra users who aren't admins and using those accounts instead of the default "Owner" account that most personal PCs come with. We all have run into either friends or family members who bank on-line, pay all their bills on-line and then admit the run their machine as an Admin with no updated AV (it slows down my machine to much) let alone a firewall (what's that and is it important) because it's just easier not to bother learning even a little about how to keep yourself safe.

If we really want this to start changing then get it into the schools (grade schools where computer learning starts now a day) and start explaining to the kids why this is important and that even a basic understanding will help. Instead it's just here is a Word Processing program, here's the internet and how to use search, and maybe if their lucky why you shouldn't talk to strangers on line.