I'd define the column in the table as a PERSISTed Computed column to make life easier for everyone and the formula would simply be the addition of the other columns.
As a bit of a sidebar, NUMERIC(12,2) has a precision of 12 and that takes 9 bytes of storage. NUMERIC(19,2) has a precision of 19 but, guess what? It still "only" takes 9 bytes of storage.
--Jeff Moden
Change is inevitable... Change for the better is not.