• What about

    SELECT USERID, 'Monthly' as [PERIOD], SUM([MONTHLY] As [PERIOD_TOTAL]

    UNION

    SELECT USERID, 'Quaterly' as [PERIOD], SUM([Quaterly] As [PERIOD_TOTAL]

    UNION

    SELECT USERID, 'HealfYearly' as [PERIOD], SUM([HalfYearly] As [PERIOD_TOTAL]

    UNION

    SELECT USERID, 'Yearly' as [PERIOD], SUM([Yearly] As [PERIOD_TOTAL]

    HTH,

    B